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Have an account in Punjab National Bank? From January 15, pay more for these services

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Have an account in Punjab National Bank? From January 15, pay more for these services

January 15, Punjab National Bank (PNB) will charge higher fees for a range of banking services it provides. PNB, the second largest bank in the country after State Bank of India (SBI), recently notified of the changes, which will be implemented from the aforementioned date.

PNB account holders will have to pay more for the following banking services:

(1.) Non-maintenance of QAB: At present, the threshold for non-maintenance of quarterly average balance (QB) for a resident of a metro city is ₹5000. However, when the revision takes effect, this threshold will get doubled to ₹10,000.

(2.) Non-maintenance of minimum balance: The quarterly charges for non-maintenance of a minimum balance has been hiked from ₹200 to ₹400 in rural areas, and from ₹300 to ₹600 in urban and metro areas.

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(3.) Locker charges: According to the bank’s website, locker charges have been raised by ₹500 in urban and metro areas. These have been revised for all locker sizes except extra large ones.

(4.) Locker visits: The number of free locker visits has been revised to 12 per year, after which ₹100 will be levied per visit. At present, a total of 15 visits per year are allowed, after which ₹100 are charged for each visit.

(5.) Current account closure: For accounts that are closed within two weeks of opening, a penalty of ₹800 will be imposed as against the current 600. However, for accounts closed after 12 months of opening, no fine will be imposed.

(6.) Transaction fee in saving accounts: At present, PNB allows five free transactions per month, after which ₹25 per transaction is charged as a service charge. After the change, three free transactions will be allowed every month, after which ₹50 per transaction will be charged as service fee.

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(7.) Cash handling charges: From the current ₹2 lakh, free deposit limit for each day has been reduced to ₹1 lakh. Also, above ₹1 lakh, 10 paise per piece will be charged after the changes take effect.

Complete News Source : Hindustan Times

Lifestyle

10 best activities hacks for the better lifestyle for Business Managers.

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10 best activities hacks for the better lifestyle for Business Managers.

Business managers, known for their dynamic and demanding roles, are now adopting innovative activity hacks to improve their lifestyle and well-being. Recognizing the importance of work-life balance and personal wellness, these leaders are implementing a range of activities to foster physical health, mental clarity, and overall satisfaction in their professional and personal lives.

Mindfulness at Work lifestyle

Business managers are incorporating mindfulness practices, such as meditation and deep breathing exercises, into their daily routines to reduce stress and increase focus in high-pressure situations.

Regular Exercise Breaks

Amid tight schedules, managers are embracing short exercise breaks, such as brisk walks or stretching exercises, to stay active throughout the day and boost their energy levels.

Nutrition and Healthy Eating

Prioritizing their well-being, managers are adopting healthier eating habits, including nutritious snacks and well-balanced meals, to sustain their energy during demanding workdays.

Time Management Workshops

Business managers are attending time management workshops to enhance their organizational skills, enabling them to efficiently juggle multiple responsibilities and achieve better work-life integration.

Skill Development Seminars

Recognizing the value of continual growth, managers are attending skill development seminars to stay updated on industry trends and enhance their leadership abilities.

Flexible Work Arrangements

Some forward-thinking companies are offering flexible work arrangements to business managers, providing the freedom to create a more harmonious work-life balance.

Social Engagement

Building a sense of camaraderie, managers are engaging in team-building activities and networking events to foster positive relationships within their professional circles.

Unplugging from Technology: In a digital era, managers are prioritizing personal time by unplugging from technology during non-working hours, allowing for genuine relaxation and recharging.

Pursuing Hobbies and Interests

Managers are rediscovering their passions outside of work, be it painting, gardening, or playing a musical instrument, to unwind and find fulfillment beyond their professional roles.

Encouraging Employee Wellness

Some managers are also promoting wellness initiatives within their teams, encouraging their employees to embrace similar activity hacks and lead healthier lives.

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