Business
HDFC Bank to announce Q3 earnings today. Here’s what analysts expect
HDFC Bank, India’s largest private sector lender, is expected to post double-digit growth in profit and net interest income in the quarter ended December 2021, with stable asset quality and lower provisions.
Shares of HDFC Bank rose more than 1% on Jan. 14 ahead of its quarterly earnings. It has gained more than 8% since its recent low on Dec. 20, underperforming benchmarks Bank Nifty and Nifty50, which have risen more than 11% and 9%, respectively, over the same period.
Earlier this month, HDFC Bank released its provisional business figures, saying that prepayments rose 16.4% y-o-y and 5.1% q-o-q to Rs 12.6 crore, retail loans grew 13.5% y-o-y (4.5% q-o-q), corporate loan book grew y-o-y 7.5% (up 4.5% month-on-month).
The bank further said that deposits in the December 2021 quarter rose 13.8% yoy (+2.8% qoq) to Rs 1,446 crore and CASA deposits rose 24.6% y-o-y (+3.5% qoq) to Rs 681 crore. “The CASA ratio was approximately 47% as of December 31, 2021, compared to 43% as of December 2020 and 46.8% as of September 2021.”
“Net interest income increased by 12.7% year-on-year. We expect margins to stabilize at 4.3%,” ICICI Direct said.
Complete News Source : Money Control
Lifestyle
10 best activities hacks for the better lifestyle for Business Managers.
Table of Contents
Business managers, known for their dynamic and demanding roles, are now adopting innovative activity hacks to improve their lifestyle and well-being. Recognizing the importance of work-life balance and personal wellness, these leaders are implementing a range of activities to foster physical health, mental clarity, and overall satisfaction in their professional and personal lives.
Mindfulness at Work lifestyle
Business managers are incorporating mindfulness practices, such as meditation and deep breathing exercises, into their daily routines to reduce stress and increase focus in high-pressure situations.
Regular Exercise Breaks
Amid tight schedules, managers are embracing short exercise breaks, such as brisk walks or stretching exercises, to stay active throughout the day and boost their energy levels.
Nutrition and Healthy Eating
Prioritizing their well-being, managers are adopting healthier eating habits, including nutritious snacks and well-balanced meals, to sustain their energy during demanding workdays.
Time Management Workshops
Business managers are attending time management workshops to enhance their organizational skills, enabling them to efficiently juggle multiple responsibilities and achieve better work-life integration.
Skill Development Seminars
Recognizing the value of continual growth, managers are attending skill development seminars to stay updated on industry trends and enhance their leadership abilities.
Flexible Work Arrangements
Some forward-thinking companies are offering flexible work arrangements to business managers, providing the freedom to create a more harmonious work-life balance.
Social Engagement
Building a sense of camaraderie, managers are engaging in team-building activities and networking events to foster positive relationships within their professional circles.
Unplugging from Technology: In a digital era, managers are prioritizing personal time by unplugging from technology during non-working hours, allowing for genuine relaxation and recharging.
Pursuing Hobbies and Interests
Managers are rediscovering their passions outside of work, be it painting, gardening, or playing a musical instrument, to unwind and find fulfillment beyond their professional roles.
Encouraging Employee Wellness
Some managers are also promoting wellness initiatives within their teams, encouraging their employees to embrace similar activity hacks and lead healthier lives.
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