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HDFC, SBI hike fixed deposit interest rates, right time to invest in FDs?

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HDFC, SBI hike fixed deposit interest rates, right time to invest in FDs?

State Bank of India (SBI) and HDFC Bank, two of the country’s largest banks, have revised interest rates on fixed deposit investments. SBI, the country’s largest public sector bank, has raised its fixed deposit rate by 10 basis points or 0.10%.

The state-owned bank has raised the interest rate on FDs with maturities of 1 year to less than 2 years to 5.1% from 5.0%. Seniors will continue to receive 0.50% FD investment rate. Seniors who invest in an FD for a period of 1 to less than 2 years will now receive 5.60% interest, which is 0.10% higher than the previous rate of 5.50%, according to the SBI website.

SBI FD policy rates for other tenures remain unchanged. The latest rates apply to FDs below Rs 2 crore with effect from Saturday 15th January 2022.

On the other hand, HDFC Bank has raised FD rates by 5 to 10 basis points for some maturities. The revised FD rate applies to FDs worth less than Rs 2 crore with effect from January 12, 2021.

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“Good news! From January 12, 2022, if the amount is < 2 Cr, there will be an increase in the interest rate on fixed deposits with a tenor of 3 years 1 day to 5 years. Book HDFC Bank FD now: hdfcbk.io/3ZXV3CKLGJnA *Terms apply and Conditions. Rates are subject to change,” HDFC Bank said in a notice sent to customers via text message.

Complete News Source : ZEENEWS

Lifestyle

10 best activities hacks for the better lifestyle for Business Managers.

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10 best activities hacks for the better lifestyle for Business Managers.

Business managers, known for their dynamic and demanding roles, are now adopting innovative activity hacks to improve their lifestyle and well-being. Recognizing the importance of work-life balance and personal wellness, these leaders are implementing a range of activities to foster physical health, mental clarity, and overall satisfaction in their professional and personal lives.

Mindfulness at Work lifestyle

Business managers are incorporating mindfulness practices, such as meditation and deep breathing exercises, into their daily routines to reduce stress and increase focus in high-pressure situations.

Regular Exercise Breaks

Amid tight schedules, managers are embracing short exercise breaks, such as brisk walks or stretching exercises, to stay active throughout the day and boost their energy levels.

Nutrition and Healthy Eating

Prioritizing their well-being, managers are adopting healthier eating habits, including nutritious snacks and well-balanced meals, to sustain their energy during demanding workdays.

Time Management Workshops

Business managers are attending time management workshops to enhance their organizational skills, enabling them to efficiently juggle multiple responsibilities and achieve better work-life integration.

Skill Development Seminars

Recognizing the value of continual growth, managers are attending skill development seminars to stay updated on industry trends and enhance their leadership abilities.

Flexible Work Arrangements

Some forward-thinking companies are offering flexible work arrangements to business managers, providing the freedom to create a more harmonious work-life balance.

Social Engagement

Building a sense of camaraderie, managers are engaging in team-building activities and networking events to foster positive relationships within their professional circles.

Unplugging from Technology: In a digital era, managers are prioritizing personal time by unplugging from technology during non-working hours, allowing for genuine relaxation and recharging.

Pursuing Hobbies and Interests

Managers are rediscovering their passions outside of work, be it painting, gardening, or playing a musical instrument, to unwind and find fulfillment beyond their professional roles.

Encouraging Employee Wellness

Some managers are also promoting wellness initiatives within their teams, encouraging their employees to embrace similar activity hacks and lead healthier lives.

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