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HDFC, SBI hike fixed deposit interest rates, right time to invest in FDs?

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HDFC, SBI hike fixed deposit interest rates, right time to invest in FDs?

State Bank of India (SBI) and HDFC Bank, two of the country’s largest banks, have revised interest rates on fixed deposit investments. SBI, the country’s largest public sector bank, has raised its fixed deposit rate by 10 basis points or 0.10%.

The state-owned bank has raised the interest rate on FDs with maturities of 1 year to less than 2 years to 5.1% from 5.0%. Seniors will continue to receive 0.50% FD investment rate. Seniors who invest in an FD for a period of 1 to less than 2 years will now receive 5.60% interest, which is 0.10% higher than the previous rate of 5.50%, according to the SBI website.

SBI FD policy rates for other tenures remain unchanged. The latest rates apply to FDs below Rs 2 crore with effect from Saturday 15th January 2022.

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On the other hand, HDFC Bank has raised FD rates by 5 to 10 basis points for some maturities. The revised FD rate applies to FDs worth less than Rs 2 crore with effect from January 12, 2021.

“Good news! From January 12, 2022, if the amount is < 2 Cr, there will be an increase in the interest rate on fixed deposits with a tenor of 3 years 1 day to 5 years. Book HDFC Bank FD now: hdfcbk.io/3ZXV3CKLGJnA *Terms apply and Conditions. Rates are subject to change,” HDFC Bank said in a notice sent to customers via text message.

Complete News Source : ZEENEWS

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Laid stars Stephanie Hsu and Zosia Mamet reveal the worst gifts their romantic partners gave them | Exclusive

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Laid stars Stephanie Hsu and Zosia Mamet reveal the worst gifts their romantic partners gave them | Exclusive

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Stephanie Hsu and Zosia Mamet talk about their new series Laid, and some of the horrors of dating as millennials.
Imagine a scenario where anyone and everyone you have ever been intimate with begins to die one by one. Is it a curse? If yes, then who is cursed? These are questions that Stephanie Hsu‘s Ruby battles with in the new zany comedy, Laid. Ahead of the show’s release, Stephanie and co-star Zosia Mamet spoke exclusively with HT about their roles, the show’s unique premise, and the horrors of dating as millennials. (Also read: Dune: Prophecy star Emily Watson on working with Tabu: ‘She is a true treasure’)

Stephanie Hsu on her character’s flawed morality

Laid, created by Nahnatchka Khan and Sally Bradford McKenna, is the story of Ruby (Stephanie Hsu), who discovers that all her sexual partners are dying one by one, and she must warn them. Helping her in this unique quest is her best friend AJ (Zosia). The fun thing about Laid is that the protagonists are not the usual likeable characters. “She is totally an anti-hero of our story. I really love that,” says Stephanie, referring to Ruby’s moral greyness. “I am not a perfect person and I love playing flawed characters. But it was difficult. The creators told me that she is a total narcissist. But narcissists don’t think they are one, so I had to figure out a way to love her. For me, playing Ruby was about getting into her psychology and finding the innocent part of her – which is that she just wants love,” the actor adds.

While sitcoms usually add the best friend as the voice of reason trope, Laid diverges from that, with AJ even zanier and more morally ambiguous than Ruby. Talking about playing such a colourful character, Zosia Mamet says, “When you play not-so-likable or zany characters, people don’t believe they are that way. I don’t think AJ wakes up every morning and thinks, ‘I am absolutely crazy’. It’s about trusting the writing and finding an organic way into these characters to make them seem grounded, real, and relatable.”

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Stephanie, Zosia reveal the worst gifts they received from partners

In Laid, Ruby gives the gift of death to the men she is with, even if that is inadvertent. Ask the women about the worst ‘gift’ a partner has ever given them, and the discussions veer into the unusual horrors of modern-day dating. “I got a vintage wooden duck decoy from someone. It was broken, and I thought, ‘What does this say about our relationship?’. They didn’t know me well enough to know if I’d want this but also that they gave me something old and ailing,” Zosia says with a laugh.

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