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Yes Bank, HDFC Bank share Q3 business update. Details here

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Yes Bank, HDFC Bank share Q3 business update. Details here

As of December 31, 2021, the bank’s total advances were approximately Rs 126,000 crore, an increase of approximately 16.4% from Rs 108,230 crore as of December 31, 2020, and an increase of approximately 5% from the previous month.

At the same time, HDFC Bank’s total deposits were approximately 144,600 billion rupees, an increase of approximately 13.8% from the 12,711 billion rupees in the same period last year, and an increase of 2.8% month-on-month.

As of December 31, 2021, its CASA deposits increased by 24.6% year-on-year and 3.5% month-on-month, reaching Rs 6,810 billion. As of December 31, 2021, the bank’s CASA ratio was approximately 47%, compared to 43% and 46.8% as of December 2020. As of September 30, 2021, Yes Bank’s third quarter loans increased by 2.1% from the previous quarter. This was an increase of 3.9% year-on-year to Rs 176,422 crore (provisional). At the same time, its deposits increased by 4.3% quarter-on-quarter and increased by 26% year-on-year in the third quarter to reach Rs 184,289 crore.

CASA (Current Account Savings Account) increased by 47.5% year-on-year to 559.97 billion rupees, compared with a year-on-year increase of 379.73 billion rupees, an increase of 7.6% month-on-month, and a month-on-month increase of 7.6%. The loan-to-deposit ratio for the third quarter was 95.7%. The December quarter of 2020 was 116. %, 97.8% in the September quarter. On the other hand, Yes Bank’s liquidity coverage ratio (LCR) for the quarter was 127%, compared with 113% in the previous quarter and 120% in the same period last year.

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Lifestyle

10 best activities hacks for the better lifestyle for Business Managers.

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10 best activities hacks for the better lifestyle for Business Managers.

Business managers, known for their dynamic and demanding roles, are now adopting innovative activity hacks to improve their lifestyle and well-being. Recognizing the importance of work-life balance and personal wellness, these leaders are implementing a range of activities to foster physical health, mental clarity, and overall satisfaction in their professional and personal lives.

Mindfulness at Work lifestyle

Business managers are incorporating mindfulness practices, such as meditation and deep breathing exercises, into their daily routines to reduce stress and increase focus in high-pressure situations.

Regular Exercise Breaks

Amid tight schedules, managers are embracing short exercise breaks, such as brisk walks or stretching exercises, to stay active throughout the day and boost their energy levels.

Nutrition and Healthy Eating

Prioritizing their well-being, managers are adopting healthier eating habits, including nutritious snacks and well-balanced meals, to sustain their energy during demanding workdays.

Time Management Workshops

Business managers are attending time management workshops to enhance their organizational skills, enabling them to efficiently juggle multiple responsibilities and achieve better work-life integration.

Skill Development Seminars

Recognizing the value of continual growth, managers are attending skill development seminars to stay updated on industry trends and enhance their leadership abilities.

Flexible Work Arrangements

Some forward-thinking companies are offering flexible work arrangements to business managers, providing the freedom to create a more harmonious work-life balance.

Social Engagement

Building a sense of camaraderie, managers are engaging in team-building activities and networking events to foster positive relationships within their professional circles.

Unplugging from Technology: In a digital era, managers are prioritizing personal time by unplugging from technology during non-working hours, allowing for genuine relaxation and recharging.

Pursuing Hobbies and Interests

Managers are rediscovering their passions outside of work, be it painting, gardening, or playing a musical instrument, to unwind and find fulfillment beyond their professional roles.

Encouraging Employee Wellness

Some managers are also promoting wellness initiatives within their teams, encouraging their employees to embrace similar activity hacks and lead healthier lives.

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