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Banks to remain closed for a total of 21 days in October
The Reserve Bank of India divides bank holidays into three categories-the Negotiable Instruments Act, the Negotiable Instruments Act, and real-time total settlement holidays and bank closing accounts.
Except for the second and fourth Saturdays and Sundays in October, public and private banks will be closed for several days due to holidays. According to the guidelines of the Reserve Bank of India (RBI), the bank remains closed on all public holidays, but some holidays are regional, that is, restricted to certain states. Regional holidays are determined by the state governments.
The Reserve Bank of India divides bank holidays into three categories-the Negotiable Instruments Act, the Negotiable Instruments Act, and real-time total settlement holidays and bank closing accounts.
The following are the bank holidays in October 2021:
- October 1-Close bank account half a year (Gangtok)
- October 2-Gandhi Jayanti (all states)
- October 3-Sunday
- October 6th-Mahalaya Amavasye (Agartala, Bangalore, Kolkata)
- October 7th-Mera Chaoren Houba (Imphal) of Lainingthou Sanamahi
- October 9th-second Saturday
- October 10-Sunday
- October 12-Durga Puja (Maha Saptami) / (Agartala, Kolkata)
- October 13th-Durga Puja (Maha Ashtami)/(Agartala, Bhubaneswar, Gangtok, Guwahati, Imphal, Kolkata, Patna, Ranchi)
- October 14-Durga Puja/Dussehra (Maha Navami)/Ayutha Pooja (Agatara, Bangalore, Chennai, Gangtok, Guwahati, Kanpur, Kochi, Kolkata, Lucknow, Patna , Ranchi, Shillong, Srinagar, Thiruvananthapuram)
- October 15th-Durga Puja/Dasara/Dusshera (Vijaya Dashmi) will be held. All banks will be closed on the day except the banks in Imphal and Shimla.
- October 16-Durga Puja (Dasain) / (Gangtok)
- October 17-Sunday
- October 18-Kati Bihu (Guwahati)
- October 19-Id-E-Milad/Eid-e-Miladunnabi/Milad-i-Sherif (The Prophet Muhammad’s Birthday)/Baravafat/ (Ahmedabad, Beirapur, Bhopal, Chennai , Dehradun, Hyderabad, Imphal, Jammu, Kanpur, Kochi), Lucknow, Mumbai, Nagpur, New Delhi, Raipur, Ranchi, Srinagar, Trivandrum )
- October 20th-Maharishi Valmiki’s birthday/Lakshmi Puja/Id-E-Milad (Agartala, Bangalore, Chandigarh, Kolkata, Shimla)
- October 22-Friday after Eid-i-Milad-ul-Nabi (Jammu, Srinagar)
- October 23-Fourth Saturday
- October 24-Sunday
- October 26-Accession Day (Jammu, Srinagar)
- October 31-Sunday
health and remedies
Train smarter, not harder: How taking occasional breaks from gym can revolutionise your fitness routine
Taking regular breaks from intense training, like deload weeks, helps your body recover, preventing fatigue and injury, and ultimately boosts fitness gains.
When it comes to getting fit, the idea of spending hours at the gym might come to mind, but many fitness experts argue that taking a “deload week” every six to eight weeks is actually key to improving your fitness gains. A deload week involves reducing the intensity of workouts to allow the body to recover from the fatigue and muscle damage caused by intense training.
While high-intensity training helps build strength and fitness, it can also lead to muscle strain, and without adequate recovery, these gains can’t fully materialise. Deload weeks give the body much-needed rest to repair and rebuild, ensuring continued progress. (Also read: Bhagyashree swears by this super easy exercise for instant leg pain relief and better mobility. Watch how to do it )
Why recovery is key for muscle growth
According to an article by The Conversation, intense exercise can cause tiny tears in muscle fibres, leading to inflammation that requires rest or low-intensity exercise to heal. This inflammation is essential for muscle growth and fitness improvements. However, without proper recovery, muscles remain in a state of slight damage, preventing inflammation from resolving. This chronic state of inflammation can hinder muscle function, reducing oxygen efficiency and impairing performance. Giving muscles time to recover through rest ensures they repair properly and are primed for continued progress, setting us up for greater success in our fitness journey.
Many gymgoers fear taking time off and are worried it will lead to a loss of gains. However, research shows that muscle genes have a “memory imprint,” which keeps them in a semi-prepared state. This allows muscles to respond more quickly and effectively to future training, promoting growth after a rest period. Even after extended periods of reduced intensity, up to seven weeks, muscular fitness can be restored to prime condition—and in some cases, surpass previous levels. Interestingly, recovery can occur twice as fast as it took to reach peak fitness initially, even if some strength is lost.
Taking time off from intense training is crucial to prevent muscle soreness and avoid overtraining syndrome. Overtraining occurs when the body doesn’t get enough rest, leading to prolonged fatigue, decreased performance, and mood disturbances. Symptoms develop gradually, making overtraining difficult to recognize until it’s severe. Rest is essential to avoid these issues and ensure long-term progress in training.
Role of overtraining syndrome and deload weeks
Overtraining syndrome is challenging to quantify due to its vague symptoms. Studies suggest it may affect as few as 10% of elite athletes, though rates could climb to 60% among highly competitive individuals. Recovery is essential for both fitness and overall health. When engaging in heavy gym routines, it’s vital to incorporate sufficient recovery time into your workout plan. Unlike rest days, which involve little to no exercise once or twice a week, deload weeks feature lighter training at reduced intensity—typically about 50% fewer workouts or a 20% drop in workout intensity.
Both rest days and deload weeks are essential for recovery and crucial to improving fitness. It’s not about choosing one over the other—they complement each other. For instance, intense training for marathons, Ironman, or CrossFit competitions requires weekly rest days alongside scheduled deload weeks. However, for recreational gym-goers exercising 1–3 times weekly at a moderate intensity, the recovery from this routine is often sufficient without the need for additional deload weeks.
Fitness influencers recommend incorporating deload weeks into training schedules every 4–8 weeks, aligning closely with the expert advice of 4–6 weeks. However, it’s crucial to listen to your body and schedule deload weeks as needed. If your performance plateaus or worsens, it may signal time for a deload. Training plans should be flexible enough to allow rest when required. Deload weeks not only enhance performance but also support overall health.
Disclaimer: This article is for informational purposes only and not a substitute for professional medical advice. Always seek the advice of your doctor with any questions about a medical condition.
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